The cry babies have started crying and soon the noise will reach to crescedo. I expect Mps to be bought and make the bidding for these banks. Mpesa has made money tranfer cheap afordable and available to millions of kenyans. No quees no domineering attitude. Before when i wanted to send money to my mother upcountry i used to quee in equity bank for hours but now it is the opposite no quees. For CBK if you have to regulate just do it but MPESA should be there.